First thing you need to know about travel insurance. If you find the idea of travel daunting, focus on a destination that interests you, and gather information that focuses on that place specifically. There are so many places to see, that one can get lost in the sea of information. Once you decide on a target destination, limit your research and lower your stress.
When traveling, whether it’s for a day or a month, don’t advertise your absence on social media sites. If you do, this lets people know that you’re going to be away from home and that most likely your house will be empty. This significantly raises your chances of being robbed while you’re out of town.
Be aware of scams that attempt to prey on unwary travelers. In many poorer areas of the world, it is safest to assume that anyone begging for money or trying to stop you for just about any reason could be a pickpocket. Don’t ever show or hand over your wallet to anyone, even if they claim to be police officers.
Consider mailing souvenirs home. Everyone loves souvenirs, but sometimes you can wind up with one too many while traveling. If all the things you have accumulated on your vacation won’t fit in your suitcase for the return trip, you can always mail them home. Usually, you will make it home before your trinkets do.
Before leaving on a trip, find out and write down the addresses of the American embassies in the countries you’ll be visiting. While the embassy is not a traveler’s aid office, they can help you if your passport is stolen or if you find yourself in some kind of unexpected legal trouble while overseas.
When considering travel insurance for an upcoming trip, be sure to compare rates of providers, not forgetting to check with your credit card companies. Many times they may provide these benefits to you at a cheaper price. They may cover items such as lost luggage or trip cancellation. However, these benefits are not usually found with base-level cards.
If you choose to purchase travel insurance before going on a trip, you would do well to buy it from an independent source. Let’s say you book a cruise and are offered travel insurance from the cruise company. Since you are essentially buying protection against the cruise line’s own mistakes/accidents, it makes more sense to purchase your insurance from an outside source than to rely on the potential cause of your future claim as your insurance provider.
One decision you need to make when taking a trip is whether to buy travel insurance at all. If you are flying to New York and the ticket only costs $150, it’s not really worth paying another $50 to cover that trip in case of cancellation. However, if you are taking the trip of your dreams to a faraway place, it might be well worth the incremental expense on a $4,000 vacation to know that your money won’t be lost in the event of a cancellation.
Travel can be extremely rewarding. All people, of different ages, races and creeds can learn and grow from a travel experience. There are many resources out there to help the unseasoned traveler. A little preparation can go a long way and travel will be a joy, not a source of anxiety.